Working Capital: Done Honestly

Real capital.
Straight answers.

Fast funding for real businesses, from a partner who puts her name on it. Clear terms, no hidden fees, no runaround.

โœ“ No hidden fees โœ“ A real human, not a call center โœ“ Funded in as fast as 24 hrs
Funding Estimator Live estimate
$75,000
$25K$750K
Likely funding range$60K-$90K
Typical cost (factor rate)1.2-1.4ร—
Estimated total payback$90K-$105K
Roughly per week (~6-12 mo)$1,730-$4,040
See real offers, apply โ†’

An estimate, for transparency, not an offer. Real terms come from the funder and depend on your business. We show you the true cost before you ever sign. No hidden fees, ever.

$0K-0K
Working-capital range
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Funding in as fast as
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Funding solutions
1
Real person who picks up
โ˜… A broker, not a lender, and proud of it

The funding industry has a trust problem.
We're the fix.

Too many funding shops hide the cost, inflate their numbers, and disappear after they're paid. Take Two does the opposite, because the only way to earn a referral is to be straight with you.

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The real cost, up front

You see the estimated factor, total payback, and weekly amount in plain English, before you sign anything.

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A real, named human

You work with Nea and her team, not a rotating call center reading a script off a screen.

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No confessions of judgment

We only place funding with reputable partners, never the predatory contract terms that sank the bad actors.

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Your data stays yours

We ask only for what we need, we never sell your information, and we only contact you with your consent.

How It Works

Funding in four honest steps

No 30-page applications. No mystery. Just a clear path from "I need capital" to "it's in my account."

Apply in minutes

A short, secure form, basic business details and a few recent bank statements. That's it.

We match you

We shop your file across our network of vetted funders to find the right fit, not just the first yes.

Review clear terms

We walk you through the real cost in plain English. You decide with the full picture.

Get funded

Approved offers can fund in as little as 24 hours, so you can get back to running your business.

Funding Solutions

Six ways to fund your next move

Matched to what your business actually qualifies for. Amounts shown are typical maximums, your offer depends on your business.

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Revenue-Based Financing

Repay as a small percentage of your sales, so payments flex with your revenue. No collateral required.

up to $500K
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Small Business Loans

Structured terms and predictable payments, plan with confidence for inventory, hiring, or expansion.

up to $750K
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Equipment Financing

Acquire or upgrade machinery now while preserving cash for day-to-day operations.

up to 100% of cost
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Line of Credit

Draw what you need, when you need it. Pay only on what you use, and replenish as you repay.

up to $250K
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Bridge Financing

Short-term capital to cover a gap while you await receivables or longer-term funding.

up to $500K
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Debt Consolidation

Combine multiple daily or weekly payments into one manageable plan and restore your cash flow.

tailored
Women-Owned Businesses

Built by a woman who gets it.

Nea McLin knows what it takes to build something of your own. Take Two Funding goes the extra mile for women-owned businesses, with capital, advocacy, and a partner who actually picks up the phone.

And yes, we proudly fund every qualified business, no matter who owns it. Everyone gets the same straight answers.

Funding for women-owned businesses โ†’
Who We Fund
RestaurantsRetail & E-CommerceConstructionTrucking & LogisticsAuto ShopsHealthcareBeauty & WellnessManufacturingSalons & SpasProfessional Services RestaurantsRetail & E-CommerceConstructionTrucking & LogisticsAuto ShopsHealthcareBeauty & WellnessManufacturingSalons & SpasProfessional Services
About Take Two
"I started Take Two because business owners deserve a funding partner who tells them the truth."

Take Two Funding exists to be the honest option in an industry that earned its bad reputation. We're a relationship-first brokerage, we win when you win, so we only put you in front of funding that genuinely fits. No pressure, no hidden fees, no disappearing act.

Talk to a real person โ†’

Straight answers to fair questions

Are you a lender?

No, and we're upfront about that. Take Two Funding is a financing broker (an ISO). We connect your business with a network of vetted third-party funders and help you choose the right offer. The funder provides the capital and the final terms; we make the process honest and fast.

What does funding actually cost?

Most working-capital offers use a "factor rate" (commonly 1.2-1.4ร—) rather than a traditional APR. On a $50,000 advance at 1.3ร—, you'd repay $65,000 over the term. We show you the estimated total and weekly amount in plain English before you commit, that's the whole point of the estimator above.

How fast can I get funded?

Many approved offers fund in as little as 24 hours. Simple applications with clean bank statements move fastest.

What do I need to qualify?

Typically a few months in business, steady monthly revenue, and recent business bank statements. Requirements vary by funder and product, we'll tell you honestly where you stand.

Will this hurt my credit?

Initial reviews are usually a soft pull that doesn't affect your score. We'll always tell you before anything that could.

Apply

Let's get you funded.

Tell us a little about your business. A real person reviews every application, and we'll come back to you with straight answers, fast.

  • โœ“ Takes about 2 minutes, no 30-page forms
  • โœ“ Soft review first, no surprise hits to your credit
  • โœ“ We only contact you with your consent
  • โœ“ Your information is never sold
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Got it, thank you.

A real person from Take Two will review your details and reach out with honest next steps. No call center, no runaround.

Funding that's finally straight with you.

Real capital, real people, real fast, and the truth about what it costs. That's the whole idea.

Apply in minutes โ†’